Globally
award-winning
life insurance
Our smart technology will help you select & pay only for what you need, saving you time & money.
A financial advisor will get in touch with you as soon as possible.
How much cover do you require?
Life insurance, the smart way

Get a whole lot of cover, for less!

Unlike traditional insurers, our profits aren't affecred when you need to claim.
We'll even return any unused premiums to you!*

Pay-As-You-Need

Save so much more by paying only for what you actually need.

World-first Illness Cover

Pays out up to 200% for advanced medical treatment and medicine, locally and internationally.

ShareBacks

We'll give you back whatever premiums are leftover.*

"All my experiences with OneSpark have been amazing - extremely professional, convenient and fantastic value for money!"
- Jamie Trope
SMART INSURANCE
How it works
Traditional insurers cover expenses and increase their profits by making you pay for more, for less. Our smart technology cuts out the excess and helps you pay ONLY for what you need. We'll even return what you don't use*!
  • Our policies are easy to understand
  • 100% cash pay-out on all valid claims under our Disabilty Cover
  • Dynamic Income Protection covers your income and auto-adjusts as your career grows
  • Unneeded cover converts into additional Illness & Injury Cover, at no extra cost.
QUOTE ME
Fill in the quick form
Getting a quote couldn't be easier. Fill out our online quick form with your basic details to begin!
Receive a call back
Your details will be passed on to the insurer for a quote, who will be in touch with you to discuss the best plan available for your needs.
Confirm
Confirm the plan that suits you and you're all set!
SMART INSURANCE
How it works
Traditional insurers cover expenses and increase their profits by making you pay for more, for less. Our smart technology cuts out the excess and helps you pay ONLY for what you need. We'll even return what you don't use*!
  • Our policies are easy to understand
  • 100% cash pay-out on all valid claims under our Disabilty Cover
  • Dynamic Income Protection covers your income and auto-adjusts as your career grows
  • Unneeded cover converts into additional Illness & Injury Cover, at no extra cost.
Fill in the quick form
Getting a quote couldn't be easier. Fill out our online quick form with your basic details to begin!
Receive a call back
Your details will be passed on to the insurer for a quote, who will be in touch with you to discuss the best plan available for your needs.
Confirm
Confirm the plan that suits you and you're all set!

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OneSpark is an authorised financial services provider – FSP 50594. Products are underwritten by Guardrisk Life Limited, an authorised financial services provider (FSP No 76) and a licensed life insurer. *Life Insurance premiums are risk profile dependant, subject to change and are not guaranteed. ShareBacks is an automatic feature. Payout made if you are claim-free and after reinsurance costs. It may be subject to tax. ©2023 OneSpark (Pty) Ltd. Terms of use. For the full policy terms and conditions, including key limitations, exclusions, risks and charges, please visit www.onespark.co.za. *Terms and conditions apply.